Logo for Brad Wadden Mortgage Broker Services
Associate Mortgage Broker
Licence # 2022-3000445
The Mortgage Centre.
Brokerage Licence # 2021-3000022.
Each Mortgage Centre Office is Independently Owned and Operated.
There are many other reasons why a client would consider refinancing:

  • Monthly savings
  • Renovations
  • Upgrade vehicles
  • Purchase investments
  • Education costs for their children
  • Shorten their amortization
  • Vacations
  • Purchase Rental Property or Cottage

If you are currently a home owner with debt payments other than your mortgage it may make sense to wrap all your debts into one easy payment. I have seen where refinancing debt has saved my clients in excess of $1000.00 per month. Every person’s financial situation is different and in some cases it may or may not make sense to break your current mortgage and pay a penalty. In some cases it makes sense and the client will recoup the pre-payment penalty in the first few months, other times it makes sense to wait until the client’s mortgage is closer to the end of the term.

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Refinance Guide

Please review this Refinance Guide; this will give you a much better understanding if refinancing your current mortgage will benefit you.

If you think a refinance could benefit your personal situation call me today and we can review your personal situation and see what your best options are.

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What can you do with my app:

  • Stress test your mortgage
  • Estimate your Closing costs
  • Compare your options side by side
  • Search for the best mortgage rates
  • Email Summary reports (PDF)
  • Use my app in English, French, Spanish, Hindi and Chinese